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Lower Your Monthly Payments


  • Pay off high interest rate credit cards and loans.
  • Trade in your high payments for one easy, low monthly payment.
  • Lower your monthly payments every month even if your credit is less-than-perfect!

This may be your golden opportunity to lower your monthly payments. Our friendly debt consolidation experts are waiting to help you.

Apply online today!

Take a look at just how much you could save!


Want to see how much you can save?

Use our Debt Consolidation Calculator or simply Apply Now!


Bills Balance Payment
Auto loan $15,210 $375
Visa $9,834 $275
Mastercard $5,450 $140
American Express $8,231 $287
Department Store Card $5,312 $210
Personal Loan $3,323 $136

Current Total: $47,360 $1,423 (mo. payment)

New Loan: $50,000 $464* (mo. payment)

Monthly Savings!

$960 per month



*Monthly payments based on a 15 year fixed loan with a 7.5% fixed rate, APR of 7.747%. This is an example only. Actual monthly payments, closing costs and APRs may vary.



Capaz LLC d/b/a First Rate Mortgage - 2202 N West Shore Blvd. Suite 200 - Tampa, FL 33607
Office Phone: (813) 261-3888 Fax: (813) 434-2309 Toll Free Phone: (877) 44-FIRST


All loans are subject to final underwriting guidlines. Loan programs and terms may change at any time. APR may be different from note rate. Please call for furthur details.



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